{
  "meta": {
    "title": "Arataki Mahi mō te Kaihākohu Pūtea me te Pēke",
    "description": "Ko tēnei arataki e ārahi ana i ngā ratonga pūtea, te whakahaere pēke hoki i ngā akoranga me ngā pukenga e hāngai ana mō ngā kaitākaro whai mana me te whaiaro. Ako me pehea te tuhi i tētahi whakaoho mō te tūranga kaipūkaha me ngā tohutohu whaihua mō te rapu mahi me te whakawhitinga ki ngā tūranga hōu.",
    "language": "mi"
  },
  "resume": {
    "metadata": {
      "version": 1,
      "lastModified": "2025-03-01T12:00:00.000Z",
      "fullName": "Hine Rāwhiti Te Rangikāheke",
      "email": "hine.rang*******************",
      "phones": [
        "+64 21 5*******"
      ],
      "city": "São Paulo",
      "country": "Brazil",
      "links": [
        "https://linkedin.com*******************"
      ],
      "language": "mi"
    },
    "content": {
      "role": "Banker",
      "summary": "Ko Hine Rāwhiti he kaitākaro pūtea mō te roa āhua tekau tau i mahi ai i ngā wharekai pōkai me ngā whakahaere whai wāhitanga pīnānā. Nō reira, kua kite ia i te uara o te tahua me te aro nui ki ngā kawenata me ngā here moni ki te whakapiki i ngā hua o ngā kiritaki. E whāki ana ia i ōna pūkenga hei whakangāhiti i ngā otinga pūtea mō te kiritaki, ahakoa ngā uauatanga e pā ana ki ngā pākihi me ngā kautapa tapeke. E kimi ana ia i tētahi tūranga mō te whakaniko i ōna pūkenga whakahaere moni, me te whakahaere rawa mō ngā kiritaki whai rorohiko nui.",
      "skills": [
        {
          "category": "Ngā Pūkenga Pūtea",
          "items": [
            "Whakahaere Pūtea",
            "Tautuhinga Kāri",
            "Whakarite Tūnga Pūtea",
            "Kaitiaki Moni"
          ]
        },
        {
          "category": "Rāngai Ratonga Kiritaki",
          "items": [
            "Arotaki Kiritaki",
            "Whakautu Pātai",
            "Whakarite Whakaaro",
            "Rangatiratanga Kiritaki"
          ]
        },
        {
          "category": "Hangarau Pūtea",
          "items": [
            "Mahi hōu i te Pūnaha Bank",
            "Rorohiko Pūrere Whakahaere Ngaio",
            "Tari Pēke Mamā",
            "Mahi Rongoā Pūtea"
          ]
        },
        {
          "category": "Ngā Pāhekoheko me te Rāngai Pakihi",
          "items": [
            "Rākei Whakahaere Tauākī",
            "Whakawhiti Moni Āhua Nui",
            "Whakahaere Whakahaere Pakihi",
            "Whakapiripiri Rōpū"
          ]
        },
        {
          "category": "Pūkenga Whakaako me te Tautoko",
          "items": [
            "Whakangungu Pūkenga Pūtea",
            "Whakarongo ki ngā Kiritaki",
            "Whakarite Ara Tautoko",
            "Whāngai Pūkenga Hou"
          ]
        },
        {
          "category": "Ngā Pūkenga Whaiaro",
          "items": [
            "Whakaaro Pakari",
            "Whakarerekē Raraunga",
            "Ngā Mahi ā-Rohe Pai",
            "Whakaaro Rawa"
          ]
        }
      ],
      "experience": [
        {
          "company": "Banco do Brasil",
          "role": "Banker",
          "from": "2022-02",
          "to": null,
          "isCurrent": true,
          "location": "São Paulo, Brazil",
          "description": "Ko reira te wāhi i whāngaihia ai tōna mōhiotanga ki te whakahaere tākuta moni, te kaitiaki tāpui, me te whakahaere moni mō te kiritaki. I whakahaere rau ngā pósē moni i ia rā, kaitiaki i ngā here moni tōtika mō ngā kiritaki hangarau hou, ā, āhei ki te whakatau raru haumaru mō te tahua pūtea. I tautoko i ngā kiritaki ki te kimi otinga tino pai mō rātou ake pēke me ngā ratonga pūtea.",
          "achievements": [
            "Ko te whakahaere pūtea ki te kiritaki i whāngaia ki te 150% ngā hua tika i te toru tau.",
            "Nāna i wikitoria te whakataetae mō te whakariterite horopaki moni, me te utu mō ngā kiritaki 20% te iti ake.",
            "I whakaatu i te kaha ki te rongo ā-āhua ki te 85% o ngā kiritaki, i tīpako rānei i a ia hei arahina kaupapa whai hua."
          ]
        },
        {
          "company": "Triada Financiera",
          "role": "Banker",
          "from": "2018-07",
          "to": "2021-12",
          "isCurrent": false,
          "location": "Mexico City, Mexico",
          "description": "Ngā mahi whakahaere moni, te whakawhirinaki ki ngā kiritaki, me te rarangi ratonga pēke. I whāngaihia hoki ngā kōrero uara mō te taha moni, te kiritaki, me te whakarite rongoā i aua kōrero ki ngā whārangi whakahaere moni. I whai wāhi hoki ki te whakarite kaupapa tāpui me te whakahaere o ngā moni tāpui momo rerekē kia pānga pai ki ngā kiritaki katoa.",
          "achievements": [
            "Nāna i whakanui i te māmā o te whakamahi ratonga ki te kiritaki tautoko 60% i roto i te toru tau.",
            "I whakaheke i ngā raruraru admini me ngā hapa mō te 30% i roto i te tekau meneti, mā te whakamahi pūkenga ki te rongo ā-āhua me te whai wāhitanga."
          ]
        },
        {
          "company": "Remote Financial Services",
          "role": "Banker",
          "from": "2015-03",
          "to": "2018-06",
          "isCurrent": false,
          "location": "Remotely",
          "description": "Koinei te wāhi i whakangungu ai i ngā ratonga pēke ā-ipurangi, me te whakahaere moni mō ngā kiritaki ipurangi. I kōkiri ki te whakaū i ngā tikanga ngaio mō ngā whakawhiti moni kāore i te tāpae, te whakahaere mōkihi tāpui, me te whakahou i ngā ratonga kawenata moni o ia wiki. Mā konei, ka taea e ia te whakahaere moni ā-ipurangi, te āwhina i ngā kiritaki ki te whakarite i ngā whakawhitinga, me te whakarite i ngā whakahaere herenga kawenata hou.",
          "achievements": [
            "I whakakaha ake i te ratonga kiritaki i runga ipurangi, kia eke ki te 45% te whanaketanga moni kifoko.",
            "Nāna i whakaheke i ngā hapa moni ki te 10%, mā te whakamahi i ngā tikanga hou mō te rangahau kiritaki me te whakahaere moni."
          ]
        }
      ],
      "education": [
        {
          "school": "Te Whare Wānanga o Tāmaki Makaurau",
          "degree": "Paetahi Pūtea",
          "field": "Tuhituhi Moni",
          "location": "Auckland, Aotearoa",
          "summary": "Ko te akoranga Te Paetahi i whānui ana i ngā wāhanga whakahaere pūtea, te whakahaere tāpui, me te kāwanatanga moni o te hāpori. Kohatia ana ngā mōhiotanga hōu ki te kaitiaki, te tātari pūtea, me ngā rautaki hāngai i ngā tau o te akoranga.",
          "from": "2010-02",
          "to": "2013-11",
          "isCurrent": false
        }
      ],
      "languages": [
        {
          "language": "Reo Māori",
          "level": "native"
        },
        {
          "language": "Pākehā",
          "level": "fluent"
        },
        {
          "language": "Ingarihi",
          "level": "advanced"
        }
      ]
    },
    "createdAt": "2026-03-30T09:49:45.491Z",
    "updatedAt": "2026-03-30T09:49:45.491Z"
  },
  "sections": [
    {
      "id": "what-role-does",
      "title": "He aha te Mona o te Kaihākohu Pūtea me te Pēke?",
      "content": [
        {
          "type": "paragraph",
          "text": "Ko te kaitākaro pūtea te tangata e whakahaere ana i ngā moni, te whakarite kāwai, me te kaitiaki i ngā rawa mō ngā kiritaki ake me ngā whakahaere. Nā te tūranga nei, ko te kaitiaki o ngā ratonga pēke, te whakahaere i ngā whakawhiti moni, te tautoko i ngā whāhinga whakatipu moni, me te kimi rautaki mō te whakapai ake i ngā hua whāngai."
        },
        {
          "type": "paragraph",
          "text": "He tino whai mana te kaitākaro pūtea i te āwhina i ngā kiritaki ki te whakatau i ngā take pānga moni, me te hanga mahere pūtea mō te tau ki te tau. Ko te mahi hoki ki te whakarite i ngā purongo moni, te whakarite kawenata, me te whakahaere i ngā herenga moni, ko te whakakotahi hoki i ngā hangarau hou hei whakaiti i ngā hapa me te whakawhānui i ngā ratonga."
        },
        {
          "type": "bullets",
          "content": [
            "Whakahaere moni me whakawhiti pūtea mō ngā kiritaki rōpū me ngā kiritaki takitahi.",
            "Whakarite rautaki me ngā hōtaka whakangungu mō ngā kiritaki hou me ngā otinga pūtea.",
            "Whakahaere kaupapa whakapai ake i ngā ratonga pēke ipurangi.",
            "Rapu i ngā raruraru kaiwhakatangitū, haere, ā, whakatikatika mō ngā take ā-pūtea.",
            "Rūnanga ki ngā whakahaere kounga me ngā here whakahaere pūtea."
          ]
        }
      ]
    },
    {
      "id": "key-skills",
      "title": "Ngā Pūkenga Matua mō te Kaihākohu Pūtea me te Pēke",
      "content": [
        {
          "type": "paragraph",
          "text": "Ko ngā pūkenga matua e hāngai ana ki te tūranga kaihākohu pēke me ngā ratonga pūtea he tino whaihua mō te whānuitanga o ngā mahi me ngā kawenata. Mā te mārama ki ngā ipurangi, ngā tauākī, me ngā tikanga whakahaere, ka taea e koe te whakapai ake i ngā whakahaere pūtea o te kiritaki, me te whakarite i tētahi whakaminenga pākiki mō ngā whāngai moni."
        },
        {
          "type": "bullets",
          "items": [
            "Whakahaere Pūtea Matua",
            "Tūnga Tāpui me ngā Tautuhinga Kāri",
            "Mahi Rāngai Ratonga Kiritaki",
            "Tākuta Pūtea Mamā",
            "Tākuta Wāhanga Whakangungu Pūtea",
            "Ngā Rautaki Whakahaere Rawa",
            "Whakaute Mahi Riritahi",
            "Whakahaere Rākei Whakahaere",
            "Ngā Tikanga Aroha mō te Kiritaki",
            "Whakawhiti Pūrere Pūtea",
            "Rānei i te Pūnaha Rorohiko",
            "Kaitoā Rongoā me ngā Rautaki Whakarite",
            "Whakarerekētanga Raraunga",
            "Ngā Tikanga Whakahaere Herenga",
            "Kea Taea Te Whakaiti i ngā Hapa"
          ]
        }
      ]
    },
    {
      "id": "market-stats",
      "title": "Ngā Rarangi Tātari mō te Mākete Pūtea me te Pēke",
      "content": [
        {
          "type": "paragraph",
          "text": "Ko te mākete whakahaere moni he kaha rawa i ngā wā katoa, nō ngā whiringa pēke, te whakawhiti moni, me ngā ratonga whakakapi. Ko ngā tūkeri whakahāngai hoki e whakamana ana i te taea ki te whakahoki i ngā moni, me te whakahau i te tipu o ngā mahi pūtea, ahakoa ngā āhuatanga o te ao hurihuri."
        },
        {
          "type": "stats",
          "content": [
            "E hiahia ana te utu tūranga kaipūkaha ki te pūtea o te ao, tae atu ki te $350,000 ki te $550,000 te utu tau ia mea i ngā whenua pērā i Aotearoa, Kāreti, me Raanana.",
            "Ko te rapu tūranga mō te kaitākaro pūtea e piki haere ana i te 12% ia tau i te ao, mā runga i ngā wāhi pērā i ngā mākete pūtea me ngā ratonga pēke ipurangi.",
            "Ko te ao hurihuri o te hangarau pūtea e whakamana ana i te tipu pūtea ki te 25-30% i ia tau, me te piki haere hoki o ngā Ratonga Pūtea Mamā mā te hangarau hangarau hou."
          ]
        },
        {
          "type": "paragraph",
          "text": "Kei te kitea he nui ngā tūranga mō ngā kaitākaro pūtea i ngā rārangi mahi o te ao, ā, kei te piki haere ano hoki te uara o te moni whiwhi i ngā ratonga pēke me te whakahaere rawa rongonui."
        }
      ]
    },
    {
      "id": "highlight-experience",
      "title": "Ngā Mahi Wātea o te Kaihākohu Pūtea me te Pēke: Ngā Tohu Hautūtanga me Ngā Tikanga Mahi",
      "content": [
        {
          "type": "doDont",
          "content": "Ko te mahi nui o te kaihākohu pūtea ko te whakarite kia whiwhi ngā kiritaki i ngā ratonga iti-tohatoha, ngā whakaritenga moni, me te whai wāhi ki ngā whakatau pūtea. Anei ngā tohutohu mō ngā kaihākohu whaihua:"
        },
        {
          "type": "bullets",
          "items": [
            "Me whai wāhi ki ngā pānga, ngā whakaritenga, me ngā raruraru o te kiritaki, kia taea ai te whakatau i ngā rongoā whaihua.",
            "Me whakahaere te wā me ngā rautaki hei whakatinana i ngā paerewa pakihi, hei whakanui hoki i ngā whanaungatanga kounga.",
            "Kia whakarite mō te whakatau raru māmā, me te whakarite whakaaro runga i ngā kaupapa whānui o te whakahaere pūtea.",
            "Kaua e tuku whakamāramatanga whānui, me whakakau i ngā pūkenga ki te papaipira e tika ana i te raumati pōkai."
          ]
        },
        {
          "type": "paragraph",
          "text": "Ngā tauira pērā i:\n- Rānei i te whakahaere moni mō te kiritaki rōpū me te whakapiki ake 25% i ngā rautaki pakihi\n- Rapu i ngā otinga pūtea mō ngā kiritaki i te taumata teitei, nānā i ngā whārite hou mō ngā whakataetae hōu\n- Whakahaere i ngā whakawhiti moni rorohiko i ngā toa tākuta moni hou, i te marama ki te 95% te pai o ngā whāritinga\n- Whakahaere ngā whakahaere moni o te kiritaki, ā, i āhei ki te whakaiti i ngā hapa kia 8% te iti rawa"
        }
      ]
    },
    {
      "id": "education-certificates",
      "title": "Ngā Mātauranga me ngā Tiwhiketi o te Kaihākohu Pūtea me te Pēke",
      "content": [
        {
          "type": "paragraph",
          "text": "Ko ngā mātauranga i riro i te kaitākaro hei tautoko i āna mahi me ngā tūnga rōpū i te ao pūtea. Ko te Whare Wānanga o Tāmaki Makaurau nei te puna i taua mātauranga, e hāngai ana ki te āhua o te rauemi me ngā kaupapa here o te pūtea."
        },
        {
          "type": "bullet",
          "content": "Paetahi Pūtea, Te Whare Wānanga o Tāmaki Makaurau (2010-2013)"
        }
      ]
    },
    {
      "id": "portfolio-projects",
      "title": "Ngā Mahi Rārangi mō te Kaitākaro Pūtea me te Pēke",
      "content": [
        {
          "type": "paragraph",
          "text": "Whakamahia ēnei hei whakaatu i ngā pūkenga me ngā wheako i runga i ngā kaupapa whakahaere moni i runga i ngā ratonga pēke me ngā kaupapa moni rerekē i tō rapu mahi. Hāngai ana tēnei wāhi ki ngā whakaaturanga i ngā mīharo, ngā rongoā, me ngā hua o ngā kaupapa hou i kohia i ngā wheako o ngā mahi."
        },
        {
          "type": "bullets",
          "items": [
            "Ko ahau te kaiwhakatangi i te whakamahere pūtea, i te whakarite wāhi mō ngā kiritaki ki te whai wāhitanga ki ngā optional kei te taha pūtea e hāngai ana.",
            "Kua whakahaere i ngā rōpū tauākī mō te whakaritenga i ngā moni whakakahore me ngā kawenata tuku moni mō te whānuitanga o ngā kiritaki.",
            "Ko taku hawhe tau i te whakahaere i ngā kaupapa whakahāngai hua rawa ki te ao, e whakahaere ana i ngā whakawhiti moni ā-ipurangi."
          ]
        }
      ]
    },
    {
      "id": "common-mistakes",
      "title": "Ngā Hapa Hinengaro i te Tuhituhi i te Whakaoho Mahi mō te Kaihākohu Pūtea",
      "content": [
        {
          "type": "paragraph",
          "text": "He tino nui te whai tikanga i te tuhituhi i te whakaoho mahi hei whakaatu i ngā pūkenga me ngā wheako o te kaitākaro. Aroha ki ngā pātai rawakē pērā i te noho ki te kupu kotahi anake, te kī i ngā ehara i te tika, me te ahuareka ki ngā pātai o te rokiroga."
        },
        {
          "type": "bullets",
          "content": [
            "Kaua e whakatūhara ngā rerenga kupu moe moe, me te whakamahi kupu tāhae ki te whakatika i te kiko o te tuhinga.",
            "Kia tika te whakamahi i ngā uara tōtika mō ngā pūkenga tokorua, kāore hoki e tono ki ngā kupu kāore e whai pānga.",
            "Whakanuia ngā tauira, engari kaua e pānui katoa i te rerenga kōrero kotahi kīhōnga: tōku whakaaro ana koe ki rol tō tawhito.",
            "Kaua e pai ki ngā kupu whaiti, pērā i 'da mō te ōrite', 'ka whai wāhitanga hoki'."
          ]
        }
      ]
    },
    {
      "id": "resume-sections-tips",
      "title": "Ngā Toitūtanga mō te Tuhituhi i te Whakaoho Mahi Mō te Kaihākohu Pūtea",
      "content": [
        {
          "type": "paragraph",
          "text": "I te wā tuatahi e rapu ana koe i te mahi, kia mōhiotia he aha ngā kupu matua e ū ana ki te tūranga. Nā reira, ko te whakamahi rawa o ngā kupu pērā i te 'kaitiaki', 'whakahaere moni', me te 'whakahaere herenga' i runga i ngā tūranga whai ake kia māmā ai ki ngā pūkenga o ngā rā ngākau, ahakoa ngā pēke, ngā whare putea, me ngā whakahaere rorohiko."
        },
        {
          "type": "paragraph",
          "text": "Ko te tuku i ngā kupu motuhake e kīa ana i te rārangi i ngā tohutohu mō ngā kaitākaro pūtea kia māmā haere ai te kimi i ngā tūranga. Kia tika, kia pākiki te aromātai i ngā kōrero, kāore hoki e ngutuhia ngā whāpinga, me te rapu rawa i ngā whakataukī i roto i ngā arotake mahi."
        }
      ]
    },
    {
      "id": "ats-keywords",
      "title": "Ngā Kupu Matua mō te Rārangi Mahi me te Tautoko Rānei i ngā Rapunga Mahi",
      "content": [
        {
          "type": "paragraph",
          "text": "Ko te whakamahinga o ngā kupu matua i te rārangi mahi, i ngā pārongo whakahaere pūtea ngāwari hoki te kimi i ngā kiritaki, ngā kaitono hoki. Kia māmā te kimi i ngā kiritaki e rapuhi ana i te tūranga, ā, he mea nui kia whai hoki i ngā kupu e hāngai ana ki ngā ratonga, te whakahaere moni, me ngā hakituri o te kamupene."
        },
        {
          "type": "bullets",
          "content": [
            "Kāore e māharahara ki ngā kupu pērā i te 'whakawhiti moni', 'kaitiaki herenga', 'whakahaere putea', 'tauākī pūtea', me ngā tāpiri nui ake.",
            "Ngā kupu e pawhiria ana i ngā tūranga o te ao, pērā i ngā: 'whakahaere pūtea', 'kaitaki moni hea', 'whakahaere whakahaere mō ngā kiritaki', hoki.",
            "Me noho māmā ngā kupu matua i te wā e rapu ana i ngā mahi, hei whakarite kia taea e ngā rapu te kite tonu i ngā whakamahere me ngā mōhiotanga o te kaitono."
          ]
        }
      ]
    },
    {
      "id": "adapt-to-vacancy",
      "title": "Te Whakarite i te Whakaoho Mahi ki ngā Tūranga Rōpū me ngā Mākete Mahi",
      "content": [
        {
          "type": "paragraph",
          "text": "I mua i te tuku i te whakaoho, whakaritea kia mau ki ngā kōrero motuhake o te tūranga me ngā mōhiotanga matua i runga i te panui tūranga me te kaipakī. Kōrero ki te whakarereke i ngā kōrero i runga i te tūranga e hāngai ana me ngā hiahia o te kamupene, mā te whakawhaiaro i ngā kupu matua hei tautoko i te rapu māmā me te kite pai i ngā rare. Mā te tuku i ngā tuhinga i runga i te otinga o ngā tūranga, ka pai ake te kimi i ngā kiritaki e whai ana i ngā tūranga pērā."
        },
        {
          "type": "paragraph",
          "text": "Nau mai, whakauru hoki i ngā mōhio o te tūranga i roto i te tautuhinga o te rārangi mahi, me te whakamahi i ngā wāhitau toi pāpori hei tautoko i ngā rapu. Mā te mea koe e whai wāhi ana ki ngā kaupapa tūrongo e pā ana ki ngā tūranga ka taea hoki te piki haere i te mōhiotanga me te rapu mahi."
        }
      ]
    },
    {
      "id": "faq",
      "title": "Ngā Pātai Auau mō te Kaihākohu Pūtea me te Pēke",
      "content": [
        {
          "type": "bullets",
          "content": [
            "Me pēhea e taea ai te tiakina ngā pūkenga hei kākahu mō te tūranga kaitākaro pēke?",
            "He aha ngā matua e hiahiatia ana i te rārangi mahi mō tēnei tūranga me ngā āhuatanga o te mahi?",
            "Me pēhea ngā kaitono e pa ana ki ngā kaupapa oranga pūtea me ngā rautaki hōu i te ao pēke?",
            "He aha te ahua o te whakato i ngā pukenga metallurgical me ngā whakarongo rongoā hei whakahaere moni?",
            "Ko te tīmatanga mō te rapu tūranga he pehea e whai ai i ngā uara me ngā hiahia o ngā whakahaere?"
          ]
        },
        {
          "type": "paragraph",
          "text": "Ko taku tohutohu ko te mau ki ngā pātai whai hua, kia kaua e pa ana ki ngā kaupapa ahurei anake, me te rapu tauira o ngā pātai pērā i te tiriti o te pākihi me ngā kawenata hou.o"
        },
        {
          "type": "bullets",
          "content": [
            "Ko te pākiki ki ngā hua rongoā o te tūranga, kei te taea e koe te rapu i ngā pānga me te taurite i ngā pākihi hou me ngā ngā rauemi.",
            "Mā te whakamārama makariri ki ngā uara me ngā tūranga, ka taea e koe te whai i ngā pātai e pā ana ki te hira o te tūranga.",
            "Kia mōhio hoki mā te whakamahi i ngā korero pērā i te 'whakahaere pūtea', 'kaitiaki takitahi', 'whakahaere ratonga kiritaki', me ērā atu hei rapu i ngā tūranga hou."
          ]
        }
      ]
    }
  ]
}